Connecticut Employment Law Blog Insight on Labor & Employment Developments for Connecticut Businesses

Tag Archives: insurance

What Passage of the Health Care Bill Means for Employers

Posted in Legislative Developments

Regardless of your political affiliation, you have to appreciate the magnitude of the moment. Sweeping health care insurance legislation has passed Congress. (The Senate will still take up  the "reconciliation" part of the bill which will make some additional modifications because the House only approved of the Senate version.) So, now’s the time to ask:… Continue Reading

Your EPLI Policy May Not Cover What You Think It Covers; Prior Claim for Unemployment Benefits Justifies Exclusion of Wrongful Discharge Claim

Posted in Litigation

Employment Practices Liability Insurance (EPLI) is, at times, viewed by some employers as a way to control costs.  (For a primer on EPLI, check out my prior posts here and here.) Why? Because employers believe that these policies will cover all of their wrongful discharge claims and the insurer will not read its policy narrowly to… Continue Reading

The Basics – Injuries at the Workplace are Likely Covered By Workers Compensation

Posted in Human Resources (HR) Compliance

Continuing our weekly series of basic laws of the workplace, this week will focus on the injuries at the workplace. In 2008, there were over 67,000 injuries reported at the workplace (with 34 fatalities).  Thus, at some point or another, odds are that one of your employees will get injured. While there are whole books… Continue Reading

EPLI: The Best Policy May Just Be to Know Your Own Policy

Posted in Human Resources (HR) Compliance

Many moons ago, I discussed the pros and cons of insuring your company against certain types of employment law claims.  Now, my law partner, Jon Orleans, provides some further specifics in the area with his article this week on employment practices liability insurance policies (EPLI).  You can download the article here. He touches on the… Continue Reading

(Nearly) Everything You Wanted to Know About Unemployment Compensation Laws in Connecticut

Posted in Laws and Regulations

Leave it to librarians to come up with a great new resource page for learning about Connecticut’s unemployment laws. I can hear the chuckles now. Librarians?  Yes, librarians. As long-time readers of the blog know, one of the best kept secret resources for attorneys and businesses are the judicial branch law libraries.  They continue to serve as a clearinghouse… Continue Reading

From the CBIA Annual Meeting: A New Approach to Health Care for Employers and Others

Posted in Human Resources (HR) Compliance

At the CBIA Annual Meeting last night, I had the pleasure of hearing a keynote address by Elizabeth Teisberg, co-author of the book: Redefining Health Care: Creating a Value-Based Competition on Results.  Her presentation focused on the importance of taking a comprehensive approach to health care reform — one that controls costs, improves patient outcomes and creates… Continue Reading

Gross Misconduct and COBRA – When Can An Employer Try to Deny Coverage to Terminated Employee

Posted in Human Resources (HR) Compliance, Laws and Regulations

The Employee Benefits blog has a terrific post this week explaining the "Gross Misconduct" rule for COBRA Coverage. For those unfamiliar with the lingo, The Consolidated Omnibus Budget Reconciliation Act (COBRA) (among other aspects) describes rights that employees have to continue their health insurance after their employment as been terminated (and for some other reasons… Continue Reading

Insurance for Employers (EPLI) – The Good, the Bad, the Unknown

Posted in Human Resources (HR) Compliance

To Be (Insured) or Not To Be (Insured)? That is the question that employers face each day in Connecticut and across the nation when it comes to Employment Practice Liability Insurance (EPLI, for short).  The problem with such a question is that the answer is a classic "it depends".  For some employers, the answer may… Continue Reading

Court: Employers Must Promptly Notify Insurer of EEOC Charges — or Risk Losing Coverage

Posted in CHRO & EEOC, Human Resources (HR) Compliance, Litigation

In recent years, some employers have turned to EPLI (or employment practices liability insurance) to help control their costs. Some find it useful, others do not. But one important part of having the insurance is making sure it applies when you actually have a claim. A recent federal court case highlights the importance of notifying the insurer of the claims… Continue Reading